Your Family &
Credit Needs.
IF YOU DO NOT SEE ANY PROGRESS IN 180 DAYS, We'll GIVE YOU YOUR MONEY BACK !
*As Seen On TV *Credit Repair Services
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When an account becomes seriously past due, the creditor may decide to turn the account over to an internal collection department or to sell the debt to a collection agency.
Payments
Late payments typically are the most common type of damaging data. Typically recorded when you become 30 days past due. If you close an account with any negative info will stay on your credit report for 7 years from your original delinquency date.
When a lender or company requests to review your credit report as a request as a part of the loan application process. The request is recorded on your credit report as a hard inquiry / hard pull.
A charge-off is a debt that a creditor has given up trying to collect on after you’ve missed payments for several months.
Where you declare yourself unable to pay your debts.
Inquiry removals, Pay-Day Loans, Child-Support, Public Records, and much more!
Enroll – We’ll give you a FREE consultation and credit analysis.
While we use the law to challenge negative items on your report.
Log in to see real-time updates every step of the way.
A thorough analysis of all three credit reports is completed and a strategic “action” plan to improve and rebuild your credit is implemented. We also provide extensive credit education so that you understand how the credit system works and can use this information to transform your credit and therefore transform your life. We can not guarantee results, but we do guarantee satisfaction or your money back.
Work towards that dream home of yours.
Look towards financing a better education.
Better credit means more peace of mind.
Start that business you've been planning.
Ensure you can provide a better life for your family and kids.
Other Credit Repair companies charge an average of $300 per deleted item, which can become expensive quickly, considering the average credit report has 11 items that could be removed. We made it affordable by providing UNLIMITED disputes and deletions for a fraction of the cost.
It is your right and responsibility to assure the accuracy of the items on your credit reports. If information recorded on your credit reports does not accurately represent your behavior as a consumer, then you have the right to request that questionable information be removed from your reports. The Fair Credit Reporting Act (FCRA), Fair Credit Billing Act (FCBA) and the Fair Debt Collections Practices Act (FDCPA) afford you the legal right to dispute inaccurate items on your credit reports with the credit bureaus and your individual creditors.
Contrary to what credit bureaus want you to believe, credit training does work in most circumstances. But it only works if you are getting the best advice from an experienced professional. Anyone with a credit score below 720 can benefit long-term from the advice and information provided through credit education. However, there are limiting factors that will prevent us from helping you. Two main factors are: (1) your financial situation and/or (2) the time frame in which you need to reach your results. It is possible to remove anything from a credit report, even accurate items. For instance, if the creditor makes mistakes or does not adhere to the specific time frame, the negative item may be removed.
We will guide you through the process from start to finish and prepare all your documents for you. We have a superb knowledge of credit scoring and experience working with creditors and credit bureaus. It may be difficult for an individual to communicate with creditors and bureaus without an adept understanding of their techniques and regulations in place for credit reporting. We have spent a great deal of time learning the laws that will help you to remove negative information on your report, which enables us to offer you a flawless, money back guarantee system.
Unfortunately, since every credit report is unique, there is no way to predict how long it will take to repair your credit. Having said that, we help hundreds of thousands of people each year in working to restore their credit, and they typically stay with us for six months. With our team of professionals, our removal process is streamlined to get you results.
There are two sides to the credit score battle. Sometimes, the creditors and the credit bureaus have done absolutely everything right and we have no case against them. On average, clients are able to remove 70% of the negative items from a credit report.
Items cannot come back as long as the item is current or paid at the time of removal or if the collection is older than three years. This holds true except in very rare circumstances.
Yes, we can suggest that you open specific accounts based on your credit profile.
Our mission is to promote financial literacy and level the playing field for individuals who were not taught these important skills. Through education and the provision of resources to improve credit scores and learn how to leverage credit, we aim to help everyone take one step closer to achieving financial freedom. Join us in our commitment to creating a more financially equitable world where everyone has the opportunity to succeed.
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